/* ============================================================
   MODEL FINANCE — Design System
   "The Neo-Industrial Bureau"
   Based on Google Stitch design output
   ============================================================ */

/* --- Google Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;700;900&display=swap');
@import url('https://fonts.googleapis.com/css2?family=Material+Symbols+Outlined:wght,FILL@100..700,0..1&display=swap');

/* ============================================================
   1. CSS CUSTOM PROPERTIES (Color Tokens)
   ============================================================ */
:root {
  /* --- Primary --- */
  --primary: #4b53bc;
  --primary-dim: #3f46af;
  --primary-container: #e0e0ff;
  --primary-fixed: #e0e0ff;
  --primary-fixed-dim: #cfd1ff;
  --on-primary: #f9f6ff;
  --on-primary-container: #3e45ae;
  --on-primary-fixed: #2a309b;
  --on-primary-fixed-variant: #484fb9;
  --inverse-primary: #848cf9;

  /* --- Secondary --- */
  --secondary: #5f5f5f;
  --secondary-dim: #535353;
  --secondary-container: #e3e2e2;
  --secondary-fixed: #e3e2e2;
  --secondary-fixed-dim: #d5d4d4;
  --on-secondary: #faf8f8;
  --on-secondary-container: #515252;
  --on-secondary-fixed: #3f3f3f;
  --on-secondary-fixed-variant: #5b5b5c;

  /* --- Tertiary --- */
  --tertiary: #555f78;
  --tertiary-dim: #49536b;
  --tertiary-container: #c7d1ef;
  --tertiary-fixed: #c7d1ef;
  --tertiary-fixed-dim: #bac3e0;
  --on-tertiary: #f9f8ff;
  --on-tertiary-fixed: #2a344b;
  --on-tertiary-fixed-variant: #475069;

  /* --- Error --- */
  --error: #9e3f4e;
  --error-dim: #4f0116;
  --error-container: #ff8b9a;
  --on-error: #fff7f7;
  --on-error-container: #782232;

  /* --- Surface --- */
  --surface: #faf9f9;
  --surface-dim: #d5dbdc;
  --surface-bright: #faf9f9;
  --surface-tint: #4b53bc;
  --surface-variant: #dfe3e4;
  --surface-container-lowest: #ffffff;
  --surface-container-low: #f3f4f4;
  --surface-container: #eceeee;
  --surface-container-high: #e5e9e9;
  --surface-container-highest: #dfe3e4;

  /* --- On-Surface --- */
  --on-surface: #2e3334;
  --on-surface-variant: #5b6061;
  --on-background: #2e3334;
  --background: #faf9f9;
  --inverse-surface: #0d0e0f;
  --inverse-on-surface: #9c9d9d;

  /* --- Outline --- */
  --outline: #767c7c;
  --outline-variant: #aeb3b4;

  /* --- Layout --- */
  --nav-height: 48px;
  --footer-height: 24px;
  --sidebar-width: 256px;

  /* --- Transitions --- */
  --transition-fast: 120ms ease;
  --transition-medium: 250ms ease;
}

/* --- Dark Mode Overrides --- */
html.dark {
  --surface: #121416;
  --surface-dim: #0d0e0f;
  --surface-bright: #1e2224;
  --surface-container-lowest: #0a0b0c;
  --surface-container-low: #161819;
  --surface-container: #1a1d1e;
  --surface-container-high: #222628;
  --surface-container-highest: #2a2f31;
  --surface-variant: #2a2f31;
  --on-surface: #d5dbdc;
  --on-surface-variant: #aeb3b4;
  --on-background: #d5dbdc;
  --background: #121416;
  --secondary-container: #3a3a3a;
  --on-secondary-container: #d5d4d4;
  --primary-container: #2a309b;
  --on-primary-container: #cfd1ff;
  --outline: #aeb3b4;
  --outline-variant: #5b6061;
}

/* ============================================================
   2. RESET & BASE
   ============================================================ */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: var(--surface);
  color: var(--on-surface);
  line-height: 1.5;
  min-height: 100vh;
}

::selection {
  background: var(--primary);
  color: var(--on-primary);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

input, textarea, select {
  font-family: inherit;
  font-size: inherit;
}

/* ============================================================
   3. TYPOGRAPHY
   ============================================================ */
.text-display-lg {
  font-size: 3.5rem;
  font-weight: 900;
  letter-spacing: -0.03em;
  line-height: 1.05;
  text-transform: uppercase;
  font-style: italic;
}

.text-display-md {
  font-size: 2.5rem;
  font-weight: 900;
  letter-spacing: -0.02em;
  line-height: 1.1;
  text-transform: uppercase;
  font-style: italic;
}

.text-display-sm {
  font-size: 2rem;
  font-weight: 900;
  letter-spacing: -0.02em;
  line-height: 1.15;
  text-transform: uppercase;
  font-style: italic;
}

.text-headline-lg {
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.2;
  text-transform: uppercase;
}

.text-headline-md {
  font-size: 1.25rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.25;
  text-transform: uppercase;
}

.text-headline-sm {
  font-size: 1rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0;
}

.text-body-lg { font-size: 1rem; font-weight: 400; line-height: 1.6; }
.text-body-md { font-size: 0.875rem; font-weight: 400; line-height: 1.5; }
.text-body-sm { font-size: 0.8125rem; font-weight: 400; line-height: 1.5; }

.text-label-lg {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.text-label-md {
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.text-label-sm {
  font-size: 0.5625rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

/* ============================================================
   4. SURFACE MODELING — Raised/Sunken
   ============================================================ */
.raised {
  border-top: 2px solid #ffffff;
  border-left: 2px solid #ffffff;
  border-bottom: 2px solid var(--secondary-dim);
  border-right: 2px solid var(--secondary-dim);
}

html.dark .raised {
  border-top-color: #444;
  border-left-color: #444;
  border-bottom-color: #111;
  border-right-color: #111;
}

.sunken {
  border-top: 2px solid var(--secondary-dim);
  border-left: 2px solid var(--secondary-dim);
  border-bottom: 2px solid #ffffff;
  border-right: 2px solid #ffffff;
}

html.dark .sunken {
  border-top-color: #111;
  border-left-color: #111;
  border-bottom-color: #444;
  border-right-color: #444;
}

/* ============================================================
   5. LAYOUT
   ============================================================ */
.page-wrapper {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  padding-top: var(--nav-height);
  padding-bottom: var(--footer-height);
}

.main-content {
  flex: 1;
  background: var(--surface-dim);
  padding: 2rem;
}

.container {
  max-width: 1120px;
  margin: 0 auto;
}

.container-sm {
  max-width: 720px;
  margin: 0 auto;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

.grid-3 {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}

.grid-4 {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}

@media (min-width: 768px) {
  .main-content { padding: 2rem 3rem 4rem; }
  .grid-2 { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(4, 1fr); }
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-col { flex-direction: column; }

.gap-sm { gap: 0.5rem; }
.gap-md { gap: 1rem; }
.gap-lg { gap: 2rem; }
.gap-xl { gap: 3rem; }

.text-center { text-align: center; }

/* ============================================================
   6. TOP NAV BAR
   ============================================================ */
.top-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  height: var(--nav-height);
  background: var(--surface-container);
  border-top: 2px solid #ffffff;
  border-left: 2px solid #ffffff;
  border-bottom: 2px solid var(--secondary-dim);
  border-right: 2px solid var(--secondary-dim);
}

html.dark .top-nav {
  background: var(--surface-container);
  border-top-color: #444;
  border-left-color: #444;
  border-bottom-color: #111;
  border-right-color: #111;
}

.top-nav__brand {
  font-weight: 900;
  font-style: italic;
  font-size: 1.2rem;
  letter-spacing: -0.04em;
  color: #1e3a8a;
  padding: 0 1rem;
  white-space: nowrap;
}

html.dark .top-nav__brand { color: #93c5fd; }

.top-nav__links {
  display: none;
  height: 100%;
  align-items: center;
}

@media (min-width: 768px) {
  .top-nav__links { display: flex; }
}

.top-nav__link {
  display: flex;
  align-items: center;
  padding: 0.25rem 1rem;
  font-weight: 700;
  font-size: 0.6875rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  border-top: 2px solid #ffffff;
  border-left: 2px solid #ffffff;
  border-bottom: 2px solid var(--secondary-dim);
  border-right: 2px solid var(--secondary-dim);
  transition: background var(--transition-fast), color var(--transition-fast);
}

html.dark .top-nav__link {
  border-top-color: #444;
  border-left-color: #444;
  border-bottom-color: #111;
  border-right-color: #111;
}

.top-nav__link:hover {
  background: var(--surface-container-low);
}

.top-nav__link--active {
  background: var(--surface-container-high);
  color: #1e3a8a;
  border-top: 2px solid var(--secondary-dim);
  border-left: 2px solid var(--secondary-dim);
  border-bottom: 2px solid #ffffff;
  border-right: 2px solid #ffffff;
}

html.dark .top-nav__link--active {
  color: #93c5fd;
  border-top-color: #111;
  border-left-color: #111;
  border-bottom-color: #444;
  border-right-color: #444;
}

.top-nav__actions {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0 1rem;
}

.top-nav__icon {
  color: var(--on-surface-variant);
  cursor: pointer;
  transition: color var(--transition-fast);
  font-size: 20px;
}

.top-nav__icon:hover {
  color: var(--on-surface);
}

/* --- Mobile Menu Toggle --- */
.hamburger {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 0.5rem;
  cursor: pointer;
  background: none;
  border: none;
}

.hamburger span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--on-surface);
  transition: transform var(--transition-medium), opacity var(--transition-medium);
}

.hamburger.open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

@media (min-width: 768px) {
  .hamburger { display: none; }
}

/* --- Mobile Menu --- */
.mobile-menu {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0;
  right: 0;
  background: var(--surface-container);
  border-bottom: 2px solid var(--secondary-dim);
  z-index: 99;
  flex-direction: column;
  padding: 0.5rem 0;
}

.mobile-menu.open {
  display: flex;
}

.mobile-menu a {
  display: block;
  padding: 0.75rem 1.5rem;
  font-weight: 700;
  font-size: 0.75rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  transition: background var(--transition-fast);
}

.mobile-menu a:hover {
  background: var(--surface-container-high);
}

.mobile-menu a.active {
  color: #1e3a8a;
  background: var(--surface-container-high);
}

html.dark .mobile-menu a.active { color: #93c5fd; }

/* ============================================================
   7. FOOTER / STATUS BAR
   ============================================================ */
.footer {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 100;
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: var(--footer-height);
  padding: 0 1rem;
  background: var(--surface-container);
  border-top: 2px solid var(--secondary-dim);
}

html.dark .footer {
  background: var(--surface-container);
}

.footer__text {
  font-size: 0.5625rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
}

.footer__links {
  display: flex;
  gap: 1rem;
  align-items: center;
}

.footer__link {
  font-size: 0.5625rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--outline);
  transition: color var(--transition-fast);
}

.footer__link:hover { color: var(--on-surface); }

.status-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  background: #22c55e;
  margin-right: 4px;
}

/* ============================================================
   8. BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.625rem 1.5rem;
  font-weight: 700;
  font-size: 0.6875rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: 0;
  transition: filter var(--transition-fast), background var(--transition-fast);
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary);
  color: var(--on-primary);
}

.btn-primary.raised {
  border-top: 2px solid #7a80e0;
  border-left: 2px solid #7a80e0;
  border-bottom: 2px solid #2a2f80;
  border-right: 2px solid #2a2f80;
}

.btn-primary:hover { filter: brightness(1.1); }

.btn-primary:active {
  border-top: 2px solid #2a2f80;
  border-left: 2px solid #2a2f80;
  border-bottom: 2px solid #7a80e0;
  border-right: 2px solid #7a80e0;
}

.btn-secondary {
  background: var(--surface-container-highest);
  color: var(--on-surface);
}

.btn-secondary:hover { filter: brightness(1.05); }

.btn-secondary:active {
  border-top: 2px solid var(--secondary-dim);
  border-left: 2px solid var(--secondary-dim);
  border-bottom: 2px solid #ffffff;
  border-right: 2px solid #ffffff;
}

.btn-large {
  padding: 1rem 2rem;
  font-size: 1.15rem;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.btn-full { width: 100%; }

.btn-auth {
  padding: 0.25rem 0.75rem;
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  background: var(--surface-container-high);
  color: var(--on-surface);
}

/* ============================================================
   9. CARDS & PANELS
   ============================================================ */
.panel {
  background: var(--surface-container);
  padding: 1.5rem;
}

.panel-inner {
  background: var(--surface-container-lowest);
  padding: 1.5rem;
}

.card-image {
  position: relative;
  overflow: hidden;
}

.card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: grayscale(1) contrast(1.25);
  opacity: 0.5;
  transition: opacity var(--transition-medium), filter var(--transition-medium);
}

.card-image:hover img {
  opacity: 0.75;
  filter: grayscale(0.5) contrast(1.1);
}

.card-image__label {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background: rgba(255,255,255,0.85);
  padding: 0.25rem 0.75rem;
  font-weight: 700;
  font-size: 0.625rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--on-surface);
  pointer-events: none;
}

html.dark .card-image__label {
  background: rgba(0,0,0,0.7);
  color: var(--on-surface);
}

/* ============================================================
   10. FEATURE LIST
   ============================================================ */
.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid var(--surface-container);
}

.feature-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.feature-item__number {
  font-weight: 900;
  font-size: 0.75rem;
  color: var(--primary);
  flex-shrink: 0;
}

.feature-item__title {
  font-weight: 700;
  font-size: 0.6875rem;
  text-transform: uppercase;
  display: block;
}

.feature-item__desc {
  font-size: 0.625rem;
  text-transform: uppercase;
  color: var(--outline);
}

/* ============================================================
   11. FORM INPUTS
   ============================================================ */
.form-group {
  margin-bottom: 1.5rem;
}

.form-label {
  display: block;
  font-weight: 700;
  font-size: 0.6875rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  margin-bottom: 0.5rem;
}

.form-input {
  width: 100%;
  padding: 0.625rem 0.75rem;
  background: var(--surface-container-lowest);
  color: var(--on-surface);
  border-top: 2px solid var(--secondary-dim);
  border-left: 2px solid var(--secondary-dim);
  border-bottom: 2px solid #ffffff;
  border-right: 2px solid #ffffff;
  border-radius: 0;
  font-size: 0.875rem;
  outline: none;
  transition: box-shadow var(--transition-fast);
}

html.dark .form-input {
  border-top-color: #111;
  border-left-color: #111;
  border-bottom-color: #444;
  border-right-color: #444;
}

.form-input:focus {
  box-shadow: 0 0 0 2px var(--primary);
}

.form-input::placeholder {
  color: var(--outline-variant);
}

textarea.form-input {
  resize: vertical;
  min-height: 120px;
}

.form-error {
  font-size: 0.625rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--error);
  margin-top: 0.25rem;
  display: none;
}

.form-group.error .form-error {
  display: block;
}

.form-group.error .form-input {
  box-shadow: 0 0 0 2px var(--error);
}

/* ============================================================
   12. PRICING TABLE
   ============================================================ */
.pricing-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--surface-container);
}

.pricing-card__price {
  font-size: 3rem;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -0.03em;
  line-height: 1;
}

.pricing-card__price span {
  font-size: 1rem;
}

.pricing-card__period {
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  margin-top: 0.5rem;
}

.pricing-card--featured {
  border: 2px solid var(--primary);
  position: relative;
}

.pricing-card--featured::before {
  content: 'RECOMMENDED';
  position: absolute;
  top: -0.75rem;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: var(--on-primary);
  font-size: 0.5625rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  padding: 0.2rem 0.75rem;
  text-transform: uppercase;
}

/* Comparison table */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
}

.comparison-table th,
.comparison-table td {
  padding: 0.75rem 1rem;
  text-align: left;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.comparison-table thead {
  background: var(--surface-container-high);
}

.comparison-table thead th {
  border-bottom: 2px solid var(--secondary-dim);
}

.comparison-table tbody tr {
  border-bottom: 1px solid var(--surface-container-high);
}

.comparison-table tbody tr:nth-child(even) {
  background: var(--surface-container-low);
}

.comparison-table .check {
  color: var(--primary);
  font-weight: 900;
}

.comparison-table .cross {
  color: var(--outline-variant);
}

/* ============================================================
   13. ICON UTILITY
   ============================================================ */
.material-symbols-outlined {
  font-variation-settings: 'FILL' 0, 'wght' 400, 'GRAD' 0, 'opsz' 24;
  font-size: 18px;
  vertical-align: middle;
}

.icon-lg {
  font-size: 36px;
}

/* ============================================================
   14. HERO SECTION
   ============================================================ */
.hero {
  max-width: 56rem;
  margin: 0 auto 3rem;
}

.hero__image-frame {
  margin-bottom: 1.5rem;
  max-width: 42rem;
  margin-left: auto;
  margin-right: auto;
}

.hero__image-frame img {
  width: 100%;
  height: 16rem;
  object-fit: cover;
}

.hero__title {
  margin-bottom: 1rem;
}

.hero__subtitle {
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  margin-bottom: 2rem;
}

.hero__cta {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ============================================================
   15. SECTIONS
   ============================================================ */
.section {
  margin-bottom: 3rem;
}

.section__header {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

/* ============================================================
   16. FAQ SECTION
   ============================================================ */
.faq-item {
  border-bottom: 1px solid var(--surface-container-high);
  padding: 1rem 0;
}

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 0.5rem 0;
  font-weight: 700;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--on-surface);
  cursor: pointer;
  background: none;
  border: none;
  text-align: left;
}

.faq-question .material-symbols-outlined {
  transition: transform var(--transition-medium);
}

.faq-item.open .faq-question .material-symbols-outlined {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-medium);
  font-size: 0.8125rem;
  color: var(--on-surface-variant);
  line-height: 1.7;
}

.faq-item.open .faq-answer {
  max-height: 300px;
  padding-bottom: 1rem;
}

/* ============================================================
   17. SCROLL ANIMATIONS
   ============================================================ */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   18. DARK MODE TOGGLE
   ============================================================ */
.theme-toggle {
  display: flex;
  align-items: center;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}

.theme-toggle .material-symbols-outlined {
  color: var(--on-surface-variant);
  font-size: 20px;
  transition: color var(--transition-fast);
}

.theme-toggle:hover .material-symbols-outlined {
  color: var(--on-surface);
}

/* ============================================================
   19. PAGE-SPECIFIC: FEATURES
   ============================================================ */
.feature-block {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

@media (min-width: 768px) {
  .feature-block {
    flex-direction: row;
    align-items: flex-start;
  }
  .feature-block--reverse {
    flex-direction: row-reverse;
  }
  .feature-block__content {
    flex: 1;
  }
  .feature-block__visual {
    flex: 0 0 40%;
  }
}

.feature-block__visual {
  height: 200px;
  overflow: hidden;
}

.feature-block__visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: grayscale(1) contrast(1.25) opacity(0.5);
}

.feature-block__tag {
  display: inline-block;
  background: var(--primary);
  color: var(--on-primary);
  font-size: 0.5625rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.2rem 0.5rem;
  margin-bottom: 0.75rem;
}

/* ============================================================
   20. CONTACT INFO
   ============================================================ */
.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem 0;
  border-bottom: 1px solid var(--surface-container-high);
}

.contact-info-item:last-child {
  border-bottom: none;
}

.contact-info-item .material-symbols-outlined {
  color: var(--primary);
  flex-shrink: 0;
}

/* ============================================================
   21. UTILITY
   ============================================================ */
.mt-sm { margin-top: 0.5rem; }
.mt-md { margin-top: 1rem; }
.mt-lg { margin-top: 2rem; }
.mt-xl { margin-top: 3rem; }
.mb-sm { margin-bottom: 0.5rem; }
.mb-md { margin-bottom: 1rem; }
.mb-lg { margin-bottom: 2rem; }
.mb-xl { margin-bottom: 3rem; }
.pt-md { padding-top: 1rem; }
.pb-md { padding-bottom: 1rem; }
.px-md { padding-left: 1rem; padding-right: 1rem; }
.py-md { padding-top: 1rem; padding-bottom: 1rem; }
.py-lg { padding-top: 2rem; padding-bottom: 2rem; }

.color-primary { color: var(--primary); }
.color-muted { color: var(--on-surface-variant); }
.color-outline { color: var(--outline); }
.bg-lowest { background: var(--surface-container-lowest); }

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
}

/* ============================================================
   21b. TICKER BOARD — Hero Animation
   ============================================================ */
.ticker-board {
  height: 16rem;
  background: var(--surface-container-low);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  width: 100%;
}

.ticker-board__header {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0 0.75rem;
  height: 1.75rem;
  background: var(--surface-container-high);
  border-bottom: 2px solid var(--secondary-dim);
  flex-shrink: 0;
  font-size: 0.6rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--on-surface-variant);
  white-space: nowrap;
}

html.dark .ticker-board__header {
  border-bottom-color: #111;
}

.ticker-board__brand {
  color: var(--primary);
  font-weight: 700;
}

.ticker-board__sep {
  color: var(--outline-variant);
}

.ticker-board__live {
  color: var(--on-surface-variant);
}

.ticker-board__clock {
  margin-left: auto;
  color: var(--on-surface-variant);
  letter-spacing: 0.06em;
}

.ticker-board__grid {
  flex: 1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  grid-template-rows: repeat(2, 1fr);
  background: var(--outline-variant);
  gap: 1px;
  overflow: hidden;
}

.ticker-cell {
  background: var(--surface-container-low);
  padding: 0.5rem 0.65rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 0.15rem;
  transition: background 0.3s ease;
  cursor: default;
  min-width: 0;
}

.ticker-cell.flash-up   { background: var(--surface-container-highest) !important; }
.ticker-cell.flash-down { background: var(--surface-container-highest) !important; }

.ticker-cell__symbol {
  font-size: 0.58rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--primary);
  text-transform: uppercase;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.ticker-cell__price {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--on-surface);
  line-height: 1.15;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.ticker-cell__change {
  font-size: 0.55rem;
  letter-spacing: 0.02em;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.ticker-cell--up   { color: #22c55e; }
.ticker-cell--down { color: var(--error); }

.ticker-board__tape-wrap {
  height: 1.5rem;
  background: var(--surface-container-high);
  border-top: 1px solid var(--outline-variant);
  overflow: hidden;
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.ticker-tape {
  display: inline-flex;
  align-items: center;
  white-space: nowrap;
  will-change: transform;
  animation: tape-scroll 50s linear infinite;
}

.ticker-tape__item {
  font-size: 0.58rem;
  letter-spacing: 0.07em;
  padding: 0 1rem;
  color: var(--on-surface-variant);
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
}

.ticker-tape__div {
  color: var(--outline-variant);
  padding: 0 0.25rem;
}

@keyframes tape-scroll {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ============================================================
   22. RESPONSIVE ADJUSTMENTS
   ============================================================ */
@media (max-width: 767px) {
  .text-display-lg { font-size: 2.25rem; }
  .text-display-md { font-size: 1.75rem; }
  .text-display-sm { font-size: 1.5rem; }
  .hero__image-frame img { height: 10rem; }
  .ticker-board { height: 12rem; }
  .ticker-board__grid { grid-template-columns: repeat(2, 1fr); grid-template-rows: repeat(4, 1fr); }
  .ticker-cell__price { font-size: 0.78rem; }
  .ticker-cell__change { display: none; }
  .pricing-card__price { font-size: 2.25rem; }
  .footer__text { display: none; }
}